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Fair housing refers to federal laws and regulations that prohibit discrimination and unfair treatment in any activity related to the sale or rental of housing. Additionally, fair housing accounts for equal opportunities for financing or other related transactions and in the provision of housing-related services.

Passed in 1968, the Federal Fair Housing Act establishes the right for a person to choose where they live and to live there with dignity and without discrimination. The Fair Housing Act ensures the accessibility of all forms of available housing to all people regardless of certain racial, cultural or physical factors. The Fair Housing Act prohibits housing discrimination based on someone’s race, color, religion, national origin, gender/sex, family status, physical disability, and/or mental disability. These groups are also known as protected classes.

States and local jurisdictions may provide additional protections. For example, Ohio prohibits housing discrimination based on ancestry or military status and Cincinnati prohibits housing discrimination based on sexual orientation, marital status, or Appalachian origin. Additional protections vary by state and by city. Contact HOME or your local fair housing agency for details about your protections.

Protected Classes

All real property (houses, condos, apartments, lots, etc.) rented or sold for the use or intention of use as a home or residence is covered by fair housing laws. These laws apply to all involved in the transaction: owner, advertiser, HOA, condo board, builder, broker, manager, agent, lender, insurer, etc. Fair housing rights can be violated at any step during the rental, purchase, or insuring of a property if the actions are based on a person’s protected class.

Refusing to rent or sell a home

Failing to respond to a call or offer

Denying access to certain sites

Requiring unusual IDs or documents

Charging extra fees or deposits

Altering rules for qualification

Setting different residency policies

HOME distributes various educational materials regarding fair housing, protected classes, tenant-landlord law, fair lending, foreclosure prevention, and more. Additional information also is available at the U.S. Department of Housing and Urban Development Fair Housing website at www.hud.gov.

HOME staff can explain your housing rights, help you gather evidence, and advise you on enforcement options. Contact HOME if you feel you may have experienced housing discrimination, have questions, or would like more information.

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